First Checking

Earnings Calculator

Want to see what your money could potentially earn in a First Checking account? Enter your average monthly account balance below to find out!*


*This calculator is provided for marketing and information purposes only and is not intended to guarantee actual earnings. The interest rates and potential earnings displayed are based on current rates and assumptions, which are subject to change at any time without notice. Actual rates and method of calculation may vary, and the interest earned is contingent upon meeting all account requirements each statement cycle. We encourage customers to contact us directly for the most current rate information and to discuss how different scenarios may affect their personal financial situation. This tool is meant to provide estimates and should not be relied upon as financial advice. Additional terms and conditions apply.

First Checking

  • $100 Minimum Opening Deposit
  • Earns Interest on all balances; a premium rate on balances up to and equal to $15,000.00 and a regular rate on balances over $15,000.00 if requirements are met. Rate may change after the account is opened. (Please contact us about current rates)
  • Our foreign ATM fees refunded up to $10.00 per statement cycle
  • Free Instant Issue ATM/Debit card (no image)
  • Instant Issue ATM/Debit card with custom image available. (Fee applies)
  • Free Online Banking
  • Free Mobile Banking
  • Online Bill Pay available (Free if you pay 3 or more bills; otherwise $5.95/month)
  • No minimum balance fee per statement cycle
  • Fees could reduce the earnings on the account


  1. Monthly direct deposit or 2 monthly recurring ACH debits
  2. 12 POS debit card transactions per statement cycle
  3. E-statements and a valid e-mail address

*If all of these requirements are not met, interest will be credited at our regular rate, the foreign ATM fees will not be refunded, and there will be a $7.00 monthly service charge.

Call us today to set up your First Checking account.