Checking Accounts

Free Checking

  • No monthly service charges.
  • No minimum balance requirements or transaction limits.
  • Free Debit Card.
  • Unlimited check writing.
  • Free Online Banking.
  • Free Bill Pay (Up to 15 bills per month)
  • Free Mobile Banking.
  • Electronic statements required.
  • Minimum of $100.00 to open this account.

Regular Checking

  • You may write 50 checks per month with no fee.
  • Imaged Checks returned to you for your records.
  • Free Debit Card.
  • Free binder for monthly check images and statements.
  • Free Online Banking.
  • Free Bill Pay (Up to 15 bills per month).
  • Free Mobile Banking.
  • Minimum of $200.00 to open this account.

50+

  • Specially designed for people at least 50 years of age.
  • No monthly service charges.
  • No minimum balance requirements or transaction limits.
  • Imaged Checks returned to you for your records.
  • Free Standard Style Checks.
  • Three free Cashier’s Checks per month.
  • Free binder for monthly check images and statements.
  • Free Notary Services.
  • Free Online Banking.
  • Free Bill Pay (Up to 15 bills per month)
  • Free Mobile Banking.
  • Minimum of $100.00 to open this account.

Select Banking

Select Banking is designed expressly for the employees of McAlester Public Schools, Hartshorne Public Schools, and McAlester Regional Health Center which offer direct deposit of payroll checks through First National Bank & Trust Co. Once these employees have signed up for direct deposit of their payroll check each month they may enjoy the benefits of this special program.

  • No minimum balance requirements or transaction limits.
  • No monthly service charges.
  • Free Corporate Image Checks.
  • Imaged checks returned with your statement.
  • Unlimited check writing.
  • Free binder for monthly check images and statements.
  • Free Online Banking.
  • Free Bill Pay (Up to 15 bills per month)
  • Free Mobile Banking
  • Minimum of $100.00 to open this account.

NOW Account

  • Earns interest.
  • You may write 50 checks per month with no fee.
  • No minimum balance fee if you maintain a daily balance of $500.00 for the monthly statement cycle.
  • Free binder for monthly check images and statements.
  • Free Online Banking.
  • Free Bill Pay (Up to 15 bills per month)
  • Free Mobile Banking.
  • Minimum balance of $500.00 to open this account.

SUPERNOW Account

  • Earns interest.
  • You may write 50 checks per month with no fee.
  • No minimum balance fee if you maintain a daily balance of $500.00 for the monthly statement cycle.
  • Free binder for monthly check images and statements.
  • Free Online Banking.
  • Free Bill Pay (Up to 15 bills per month)
  • Free Mobile Banking.
  • Minimum balance of $2,500.00 to open this account.

 

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